Legal Terms and Conditions

Welcome to the ETF Market Insights Webinar website.  This website is for informational purposes only and contains information regarding certain BMO Global Asset Management BMO ETFs and ETF Series of BMO Mutual Funds. BMO Global Asset Management is a brand name that comprises BMO Asset Management Inc. and BMO Investments Inc. BMO ETFs refers to certain exchange traded funds offered by BMO Asset Management Inc. BMO ETFs are managed by BMO Asset Management Inc., which is an investment fund manager and portfolio manager, and a separate legal entity from Bank of Montreal.  BMO Mutual Funds refers to certain mutual funds and/or series of mutual funds offered by BMO Investments Inc. BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.

This website is operated by Prosper Experiential Media. Please refer to Prosper Experiential Media’s Privacy Policy with respect to data collection and cookie practices of this website.  BMO Global Asset Management is not responsible for the data collection and cookie practices of this website.

Please read these terms and conditions of use this website carefully. By using this website, you agree to these terms and conditions as well as any future revisions.  We periodically review and update the terms and conditions, and you can always find the latest version here. If you do not agree to the terms and conditions below do not access this website or any pages thereof. The terms and conditions will apply irrespective of the specific use made by internet users of this website.

No Offer, Advice or Solicitation

This website is for information purposes only and does not constitute investment advice, professional advice or recommendation and is not intended to constitute financial, accounting, legal or tax advice.  Nothing on the website should be construed as a recommendation or solicitation, to buy or an offer to sell, a security, or another product or service, or to engage in any investment strategy or transaction, or a representation about the suitability or appropriateness of any product or service. Many unknown factors may affect the applicability of any statement or comment on this website to your particular circumstances. Specifically, the products described may have tax implications for you. Investors should consult the appropriate professional advisors regarding the suitability of the investments mentioned on this site.

Availability of Investment Products and Services

This website describes products that may be registered for sale or use only in certain countries and jurisdictions. This website does not offer or promote any product in a jurisdiction where such offer or solicitation is prohibited.

Before you make any investment, you need to confirm that it is available to you. Prospective investors who are not resident in Canada should contact their financial representative to determine if securities may lawfully be sold in their jurisdiction.

Investment Risk Disclosure

Past performance is not indicative of future results. It should not be construed as investment advice or relied upon in making an investment decision.  There is risk involved with investments, and past performance is not a reliable indicator of future performance. Investment value and returns can go down as well as up and can be affected by exchange rates. Therefore, you may not get back the full amount you invested.

Commissions, management fees and expenses may be associated with investments in mutual funds and exchange traded funds (ETFs). Trailing commissions may be associated with investments in mutual funds. Please read the prospectus before investing. The indicated rates of return for a fund are the historical annual compounded total returns including changes in unit value and reinvestment of all dividends or distributions and do not take into account sales, redemption, distribution or optional charges or income taxes payable by any unitholder that would have reduced returns. BMO Mutual funds and BMO ETFs are not insured by Canadian Deposit Insurance Corporation (CDIC) or any other government deposit insurer and are not guaranteed by Bank of Montreal.  There can be no assurances that a money market fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you. Mutual funds and ETFs are not guaranteed, their values change frequently and past performance may not be repeated. Distributions are not guaranteed and are subject to change and/or elimination.

Please speak to your advisor before investing. BMO ETFs and ETF Series of BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss. If the securities are purchased or sold on a stock exchange, you may pay more or receive less than the current net asset value.

Forward-Looking Statements

This website may contain forward-looking statements.  Any statement that necessarily depends on future events may be a forward-looking statement. Forward-looking statements are not guarantees of performance. They involve risks, uncertainties and assumptions. Although such statements are based on assumptions that are believed to be reasonable, there can be no assurance that actual results will not differ materially from expectations. You are cautioned not to rely unduly on any forward-looking statements as a number of important factors could cause actual events or results to differ materially from those expressed or implied in any forward-looking statement. All opinions in forward-looking statements are subject to change without notice and are provided in good faith but without legal responsibility.

BMO Global Asset Management undertakes no obligation to update publicly or otherwise provide notice of change or revise any forward-looking statement or information whether as a result of new information, future events or other such factors which affect this information, except as required by law.

Copyright and Trademark

The design and content of this website belongs to BMO Global Asset Management. The use, publication, or redistribution (whether uploading or downloading) of any trademarks, logos, or other content displayed on, or any information on this website without our consent is prohibited and may violate our legal rights.

® BMO Global Asset Management, BMO (M-bar roundel symbol), BMO, Ascent, Intuition, FundSelect, MatchMaker, and SelectTrust are registered trademarks of the Bank of Montreal or its affiliates.

^®/™Registered trademarks/trademark of Bank of Montreal, used under licence.

Nothing in this section grants you any right or licence from us, or any other person who owns the content on this website. You can display on your computer, print, download, and use the underlying HTML, text, images, audio or video clips, software and other content on this website only as needed to evaluate whether to invest in a particular investment or request a particular service. However, you (a) must not modify the content, and (b) must show it comes from this website together with any associated copyright notice. No other use is permitted.

Disclaimers

This website is not intended to, nor does it create, any contract or any other legal rights or obligations between BMO Global Asset Management (or an affiliate) and you. BMO Global Asset Management takes reasonable steps to provide up-to-date, accurate and reliable information on the website.  All content on this website is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons.

There is no guarantee this website will be available or promise that the information on it is always accurate or complete. The views and opinions expressed herein are subject to change without notice. If there is an inconsistency between the website and the offering documents for a particular BMO ETF or BMO Mutual Fund, the provisions of the respective prospectus shall prevail.

There are no promises as to the website security, including the ability to prevent unauthorized access to information you provide through it.  Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a user’s computer. BMO Global Asset Management is not liable for any damages, changes, or omissions that occur during transmission of information and materials.

Fees and charges shown are subject to change and may not be immediately updated on this website. Contact your local BMO Global Asset Management office or representative for the most current information.

No Liability

To the extent permitted by law, BMO Global Asset Management is not liable for any loss or damage (including any loss of profit or consequential damages) resulting from your use, inability to use, or reliance on the content of this website, regardless of whether we were advised of the possibility.

Communications

BMO Global Asset Management cannot ensure the security of any information or instructions you send to us or that is sent to you over the internet using non-secure means. As a result, we are not responsible for any losses you may incur if you communicate confidential information to us over the internet or if we communicate such information to you at your request.

Third Party Links and Data

This website may contain links to other sites that BMO Global Asset Management does not own or operate. Also, links to this website may be featured on third party websites on which we advertise, or in instances that we have not endorsed. We do not manage, and we are not responsible for, the digital marketing and cookie practices of third parties. The linked websites have separate and independent privacy statements, notices and terms of use, which we recommend you read carefully. You use any external websites or third-party content at your own risk. Accordingly, we disclaim any responsibility for them.

Disclosure of Third-Party Data Providers

Third-party data on this website and materials may be subject to additional terms. Some of them are posted below. Others may be posted with our content. By continuing to use this website, you agree to read and comply with the additional terms.

BLOOMBERG® and the Bloomberg Indices (defined below) are service marks of Bloomberg Finance L.P. and its affiliates (collectively “Bloomberg”) including Bloomberg Index Services Limited (“BISL”), the administrator of the Bloomberg Indices (collectively, “Bloomberg”), and have been licensed for use for certain purposes by BMO Asset Management Inc.  BMO ETFs are not sponsored, endorsed, sold or promoted by Bloomberg. Bloomberg does not make any representation or warranty, express or implied, to the owners of or counterparties to BMO ETFs or any member of the public regarding the advisability of investing in securities generally or in BMO ETFs particularly. The only relationship of Bloomberg to BMO Asset Management Inc. is the licensing of certain trademarks, trade names and service marks and of Bloomberg Emerging Markets Tradable External Debt (EMTED) GDP Weighted Capped Index CAD Hedged, the Bloomberg U.S. High Yield Very Liquid Index CAD Hedged, the Bloomberg U.S. High Yield Very Liquid Index, the Bloomberg MSCI US High Yield Liquid Corporate Sustainability SRI Index, the Bloomberg US Government Inflation-Linked 0-5 Year Bond Index, the Bloomberg U.S. Long Treasury Bond Index, the Bloomberg U.S. Treasury 20+ Year Index, the Bloomberg U.S. Treasury 5-10 Year Bond Index, the Bloomberg US Investment Grade 5 to 10 Year Corporate Bond Capped Index CAD Hedged, the Bloomberg US Investment Grade 5 to 10 Year Corporate Bond Capped Index, the Bloomberg U.S. Treasury 1-5 Year Bond Index and the Bloomberg US Investment Grade 1 to 5 Year Corporate Bond Capped Index CAD Hedged, (collectively, the “Bloomberg Indices”), which are determined, composed and calculated by BISL without regard to BMO Asset Management Inc. or BMO ETFs. Bloomberg has no obligation to take the needs of BMO Asset Management Inc. or the owners of BMO ETFs into consideration in determining, composing or calculating the Bloomberg Indices. Bloomberg is not responsible for and has not participated in the determination of the timing of, prices at, or quantities of BMO ETFs to be issued. Bloomberg shall not have any obligation or liability, including, without limitation, to BMO ETFs customers, in connection with the administration, marketing or trading of BMO ETFs.

BMO ETFs are not in any way sponsored, endorsed, sold or promoted by FTSE Global Debt Capital Markets Inc. (“FGDCM”), FTSE International Limited (“FTSE”), Frank Russell Company (“Frank Russell”), FTSE Fixed Income LLC (“FTSE FI”) or the London Stock Exchange Group companies (together with FGDCM, FTSE, Frank Russell and FTSE FI, the “Licensor Parties”). The Licensor Parties make no claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the “FTSE Canada 1-10 year A+ Corporate Bond Index^™”, “FTSE Canada 1-10 year BBB Corporate Bond Index^™”, “FTSE Canada All Corporate Bond Index™”, “FTSE Canada All Government Bond Index™”, “FTSE Canada Long Term Corporate Bond Index^™”, “FTSE Canada Long Term Federal Bond Index^™”, “FTSE Canada Long Term Provincial Bond Index^™”, “FTSE Canada Mid Term Corporate Bond Index^™”, “FTSE Canada Mid Term Federal Bond Index^™”, “FTSE Canada Mid Term Provincial Bond Index^™”, “FTSE Canada NHA MBS 975 Index”, “FTSE Canada Real Return Federal Non-Agency Bond Index^™”, “FTSE Canada Short Term Corporate Bond Index^™”, “FTSE Canada Short Term Federal Bond Index^™”, “FTSE Canada Short Term Overall Bond Index™”, “FTSE Canada Short Term Provincial Bond Index^™”, “FTSE Canada Universe Discount Bond Index™”, “FTSE Canada Universe Bond Index^™”, “FTSE Developed ex Korea Consumer Discretionary Capped 100% Hedged to CAD Index” and “FTSE Developed ex Korea Consumer Staples Capped 100% Hedged to CAD Index” (collectively, the “FTSE Indices”), (ii) the figure at which any of the FTSE Indices stands at any particular time on any particular day or otherwise, or (iii) the suitability of a FTSI Index for the particular purpose to which is it being put in connection with BMO ETFs. Each of the FTSE Indices is compiled and calculated by FGDCM of FTSE and all copyright in any of the FTSE Indices values and constituent lists vests in FGDCM or FTSE, respectively. The Licensor Parties shall not be liable (whether in negligence or otherwise) to any person for any error in any of the FTSE Indices and the Licensor Parties shall not be under any obligation to advise any person of any error therein. “FTSE®” is a trademark of the London Stock Exchange Group companies and is used under licence.

BMO ETFs or securities referred to on this website are not sponsored, endorsed, or promoted by MSCI Inc., and MSCI Inc. bears no liability with respect to any such BMO ETFs or securities or any MSCI index on which such BMO ETFs or securities are based.  The prospectus of the BMO ETFs contains a more detailed description of the limited relationship MSCI Inc. has with BMO Asset Management Inc. and any related BMO ETFs.

BMO ETFs or securities referred to on this website are not sponsored, endorsed, or promoted by MSCI ESG Research LLC or Bloomberg Index Services Limited, and they bear no liability with respect to any such BMO ETFs or securities or any MSCI index on which such BMO ETFs or securities are based.  The prospectus of the BMO ETFs contains a more detailed description of the limited relationship MSCI ESG Research LLC or Bloomberg Index Services Limited, have with BMO Asset Management Inc. and any related BMO ETFs.

NASDAQ®, NASDAQ-100 Index® or NASDAQ-100 Index® Hedged to CAD, are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations” in this paragraph) and are licensed for use by BMO Asset Management Inc. BMO ETFs have not been passed on by the Corporations as to their legality or suitability. BMO ETFs are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO BMO ETFS.

Standard & Poor’s®, S&P®, S&P 500® S&P MidCap 400® and S&P Smallcap 600® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones®, Dow Jones Industrial Average®, and DJIA® are registered trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”); TSX® is a registered trademark of TSX, Inc. (“TSX”); BNY Mellon® is a registered trademark of The Bank of New York Mellon (“BNY”), and Brookfield® is a registered trademark of Brookfield Office Properties Inc. and/or its affiliates (“Brookfield”). These trademarks have been licensed to S&P Dow Jones Indices LLC and/or its affiliates and have been sublicensed for use by the BMO Asset Management Inc. in connection with certain BMO ETFs. S&P 500® Index, S&P 500® Hedged to Canadian Dollars Index, S&P Global Clean Energy Index, S&P MidCap 400® Index, S&P SmallCap 600® Index, S&P/TSX Capped Composite Index, Dow Jones Brookfield Global Infrastructure North American Listed Index, Dow Jones Industrial Average (CAD hedged) and Dow Jones North America Select Junior Gold Index (the “Indices”) are products of S&P Dow Jones Indices LLC, its affiliates and/or third party licensors and have been licensed for use by BMO Asset Management Inc.  BMO ETFs are not sponsored, endorsed, sold or promoted by by S&P Dow Jones Indices LLC, its affiliates, or third party licensors, including, without limitation, S&P, TSX, BNY, Brookfield and/or their respective affiliates (collectively, “S&P Dow Jones Indices Parties”) and S&P Dow Jones Indices Parties make no representation regarding the advisability of trading or investing in BMO ETFs nor do they have any liability for any errors, omissions, or interruptions of the Indices.

BMO ETFs are not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive Canadian Bank Income Index, Solactive Equal Weight Canada Banks Index, Solactive Equal Weight Canada Industrials Index, Solactive Equal Weight Canada Oil & Gas Index, Solactive Equal Weight Canada REIT Index, Solactive Equal Weight Global Base Metals Index Canadian Dollar Hedged, Solactive Equal Weight Global Gold Index, Solactive Equal Weight US Bank Index Canadian Dollar Hedged, Solactive Equal Weight US Bank Index, Solactive Equal Weight US Health Care Index, Solactive Equal Weight US Health Care Index Canadian Dollar Hedged, Solactive Equal Weight Canada Utilities Index, Solactive GBS Japan Large & Mid Cap Index, Solactive Media and Communications Index, Solactive Laddered Canadian Preferred Share Index, Solactive US Preferred Share Select Hedged to CAD Index (NTR) and Solactive US Preferred Share Select Index (NTR) (collectively, the “Solactive Indices”) or trademarks or the Solactive Indices prices at any time or in any other respect.  The Solactive Indices are calculated and published by Solactive AG. Solactive AG uses its best efforts to ensure that the Solactive Indices are calculated correctly. Irrespective of its obligations towards BMO Asset Management Inc., Solactive AG has no obligation to point out errors in the Solactive Indices to third parties including but not limited to investors and/or financial intermediaries of BMO ETFs. Neither publication of the Solactive Indices by Solactive AG nor the licensing of the Solactive Indices or Solactive Indices trademarks for the purpose of use in connection with BMO ETFs constitutes a recommendation by Solactive AG to invest capital in BMO ETFs nor does it in any way represent an assurance or opinion of Solactive AG with regard to any investment in BMO ETFs.

Governing Law and Jurisdiction

Except where prohibited by the laws of your jurisdiction, the laws of the Province of Ontario and the laws of Canada applicable therein govern all visits, content, and use of the website, as well as these terms and conditions. You also agree that the courts of the Province of Ontario have authority to resolve any dispute arising from your use of this website or any information on it.

Severability and Modification

Any part of these terms and conditions found to be unlawful, void, or unenforceable shall be modified to the extent necessary to make it enforceable. If it cannot be modified, then it shall be removed from these terms and conditions without affecting our ability to rely on the remaining provisions.

In the event of a conflict between these terms and conditions and any applicable agreement between us, the applicable agreement will prevail.

These terms and conditions are to be read together with any terms, conditions, or disclaimers provided on this website or referenced as supplementing these terms and conditions.

General Queries

For more information on BMO ETFs, please contact either your investment advisor or www.bmoetfs.com.