Welcome to the ETF Market Insights Webinar website. This website is operated by Prosper Experiential Media. Please refer to Prosper Experiential Media’s Privacy Policy with respect to data collection and cookie practices of this website. BMO Global Asset Management is not responsible for the data collection and cookie practices of this website. Please read this section carefully. It details the terms and conditions of using the website. The terms and conditions are periodically reviewed and updated, and you can always find the latest version here. By using this website, you agree to the terms and conditions.

This website is for informational purposes only and contains information regarding certain BMO Global Asset Management BMO ETFs and ETF Series of BMO ETFs. BMO Global Asset Management is a brand name that comprises BMO Asset Management Inc., BMO Investments Inc., and BMO Asset Management Corp. BMO ETFs refers to certain exchange traded funds offered by BMO Asset Management Inc. BMO ETFs are managed and administered by BMO Asset Management Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal. BMO Mutual Funds refers to certain mutual funds and/or series of mutual funds offered by BMO Investments Inc. BMO Mutual Funds are managed by BMO Investments Inc., which is an investment fund manager and a separate legal entity from Bank of Montreal.

This website describes products that are registered for sale or use only in certain countries. Nothing on this website shall be considered a solicitation to buy or an offer to sell, or a recommendation for, a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, recommendation, purchase or sale would be unlawful under the laws of that jurisdiction. Before you make any investment or receive any service, you need to confirm that they are available to you.

Investment Risk Disclosure

Past performance is not indicative of future results. It should not be construed as investment advice or relied upon in making an investment decision. There is risk involved with investments, and past performance is not a reliable indicator of future performance. Investment value and returns can go down as well as up and can be affected by exchange rates. Therefore, you may not get back the full amount you invested. In addition, investments may not be insured by any government deposit insurer or other authorised investor compensation scheme, and they are not guaranteed by Bank of Montreal. Investments may also have costs, such as commissions and management fees. Any performance data provided may not account for such costs or taxes. Investment products are not insured by Canadian Deposit Insurance Corporation (CDIC) or any other government deposit insurer and are not guaranteed by Bank of Montreal.

This site includes information on certain BMO ETFs and ETF Series of BMO Mutual Funds. To the extent that information on this site discusses specific BMO ETFs or ETF Series of BMO Mutual Funds commissions, management fees and expenses may be associated with investments in BMO Mutual Funds and BMO ETFs and trailing commissions may be associated with investments in BMO Mutual Funds.

Please speak to your advisor and always read the prospectus before investing. If the securities are purchased or sold on a stock exchange, you may pay more or receive less than the current net asset value. Investment funds are not guaranteed, their values change frequently, and past performance may not be repeated. You should only apply for an investment or service described on this website based on the prospectus. BMO ETFs and ETF Series of the BMO Mutual Funds trade like stocks, fluctuate in market value and may trade at a discount to their net asset value, which may increase the risk of loss.

No Professional Advice, Solicitation or Promotions

Information on this website shall not be considered a solicitation to buy or an offer to sell, or a recommendation for, a security, or any other product or service, to any person in any jurisdiction where such solicitation, offer, recommendation, purchase or sale would be unlawful under the laws of that jurisdiction. This website is general in nature and does not constitute investment advice, professional advice or recommendation and is not intended to constitute financial, accounting, legal or tax advice and nothing on the website should be construed as a recommendation, by us, to acquire or dispose of any investment or security, or to engage in any investment strategy or transaction. Any views expressed are based on available information. Many factors unknown to us may affect the applicability of any statement or comment that we make on this website to your particular circumstances. Specifically, the investments described may have tax implications for you. Unless otherwise specified, you alone are solely responsible for determining whether any investment, security or strategy or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. Accordingly, you should not act or rely on the information on this website without consulting your appropriate professional advisors.

Copyright and Trademark

The design and content of this website belongs to BMO Global Asset Management. The use, publication, or redistribution (whether uploading or downloading) of any trademarks, logos, or other content displayed on, or any information on this website without our consent is prohibited and may violate our legal rights.

® BMO Global Asset Management, BMO (M-bar roundel symbol) and BMO are registered trademarks of the Bank of Montreal or its affiliates.

Nothing in this section grants you any right or licence from us, or any other person who owns the content on this website. You can display on your computer, print, download, and use the underlying HTML, text, images, audio or video clips, software and other content on this website only as needed to evaluate whether to invest in a particular investment or request a particular service. However, you (a) must not modify the content, and (b) must show it comes from this website together with any associated copyright notice. No other use is permitted.

Disclaimers

This website is not intended to, nor does it create, any contract or any other legal rights or obligations between BMO Global Asset Management (or an affiliate) and you.

BMO Global Asset Management is not responsible for any use or misuse of the information on this website. We cannot guarantee its availability or promise that the information on it is always accurate or complete. We make no promises as to website security, including the ability to prevent unauthorized access to information you provide through it. Any content from or links to an external website or third-party are not reviewed or endorsed by us. You use any external websites or third-party content at your own risk. Accordingly, we disclaim any responsibility for them.

Fees and charges shown are subject to change and may not be immediately updated on this website. Contact your local BMO Global Asset Management office or representative for the most current information.

Liability

To the extent permitted by law, BMO Global Asset Management is not liable for any loss or damage (including any loss of profit or consequential damages) resulting from your use, inability to use, or reliance on the content of this website, regardless of whether we were advised of the possibility.

Communications

BMO Global Asset Management cannot ensure the security of any information or instructions you send to us or that is sent to you over the internet using non-secure means. As a result, we are not responsible for any losses you may incur if you communicate confidential information to us over the internet or if we communicate such information to you at your request.

Disclosure of Third-Party Data Providers

Third-party data on this website and materials may be subject to additional terms. Some of them are posted below. Others may be posted with our content. By continuing to use this website, you agree to read and comply with the additional terms.

“Bloomberg®” and Bloomberg Barclays Emerging Markets Tradable External Debt (EMTED) GDP Weighted Capped Index CAD Hedged, the Bloomberg Barclays U.S. High Yield Very Liquid Index CAD Hedged, the Bloomberg Barclays U.S. High Yield Very Liquid Index, the Bloomberg MSCI US High Yield Liquid Corporate Sustainability SRI Index, the Bloomberg Barclays US Government Inflation-Linked 0-5 Year Bond Index, the Bloomberg Barclays U.S. Long Treasury Bond Index, the Bloomberg Barclays U.S. Treasury 20+ Year Index, the Bloomberg Barclays U.S. Treasury 5-10 Year Bond Index, the Bloomberg Barclays US Investment Grade 5 to 10 Year Corporate Bond Capped Index CAD Hedged, the Bloomberg Barclays US Investment Grade 5 to 10 Year Corporate Bond Capped Index, the Bloomberg Barclays U.S. Treasury 1-5 Year Bond Index and the Bloomberg Barclays US Investment Grade 1 to 5 Year Corporate Bond Capped Index CAD Hedged, are service marks of Bloomberg Finance L.P. and its affiliates, including Bloomberg Index Services Limited (“BISL”), the administrator of the indices (collectively, “Bloomberg”) and have been licensed for use for certain purposes by BMO Asset Management Inc. Bloomberg is not affiliated with BMO Asset Management Inc. and Bloomberg does not approve, endorse, review, or recommend any BMO ETFS. Bloomberg does not guarantee the timeliness, accurateness, or completeness of any data or information relating to any BMO ETFS.

“FTSE®” is a trade-mark of the London Stock Exchange Group companies and is used under licence. BMO ETF(s) are not in any way sponsored, endorsed, sold or promoted by, FTSE Global Debt Capital Markets Inc. (“FGDCM”), FTSE International Limited (“FTSE”), Frank Russell Company (“Frank Russell”), FTSE Fixed Income LLC (“FTSE FI”) or the London Stock Exchange Group companies (together with FGDCM, FTSE, Frank Russell and FTSE FI, the “FTSE Licensor Parties”). The FTSE Licensor Parties make no claim, prediction, warranty or representation whatsoever, expressly or impliedly, either as to (i) the results to be obtained from the use of the “FTSE Canada 1-10 year A+ Corporate Bond Index™”, “FTSE Canada 1-10 year BBB Corporate Bond Index™”, “FTSE Canada All Corporate Bond Index™”, “FTSE Canada All Government Bond Index™”, “FTSE Canada Long Term Corporate Bond Index™”, “FTSE Canada Long Term Federal Bond Index™”, “FTSE Canada Long Term Provincial Bond Index™”, “FTSE Canada Mid Term Corporate Bond Index™”, “FTSE Canada Mid Term Federal Bond Index™”, “FTSE Canada Mid Term Provincial Bond Index™”, “FTSE Canada NHA MBS 975 Index”, “FTSE Canada Real Return Federal Non-Agency Bond Index™”, “FTSE Canada Short Term Corporate Bond Index™”, “FTSE Canada Short Term Federal Bond Index™”, “FTSE Canada Short Term Overall Bond Index™”, “FTSE Canada Short Term Provincial Bond Index™”, “FTSE Canada Universe Discount Bond Index™”, “FTSE Canada Universe Bond Index™”, “FTSE Developed ex Korea Consumer Discretionary Capped 100% Hedged to CAD Index” and “FTSE Developed ex Korea Consumer Staples Capped 100% Hedged to CAD Index” (collectively, the “FTSE BMO ETF Indices”), (ii) and/or the figure at which the said FTSE BMO ETF Indices stands at any particular time on any particular day or otherwise, or (iii) the suitability of the FTSE BMO ETF Indices for the purpose to which it is being put in connection with the applicable BMO ETF. Each of the FTSE BMO ETF Indices is compiled and calculated by FGDCM of FTSE and all copyright in any of the FTSE BMO ETF Indices values and constituent lists vests in FGDCM or FTSE, respectively. The Licensor Parties shall not be liable (whether in negligence or otherwise) to any person for any error in any of the FTSE BMO ETF Indices and the FTSE Licensor Parties shall not be under any obligation to advise any person of any error therein. “Russell®” is a trademark of Frank Russell Company.

The BMO ETFs or securities referred to on this website are not sponsored, endorsed or promoted by MSCI Inc. (“MSCI”), and MSCI bears no liability with respect to any such BMO ETFs or securities or any index on which such BMO ETFs or securities are based. The prospectus of the BMO ETFs contains a more detailed description of the limited relationship MSCI has with BMO Asset Management Inc. and any related BMO ETFs.

The BMO ETFs or securities referred to on this website are not sponsored, endorsed, sold or promoted by MSCI ESG Research, Bloomberg , or Barclays, and they bear no liability with respect to any such BMO ETFs or securities or any index on which such BMO ETFs or securities are based. The BMO ETFs prospectus contains a more detailed description of the limited relationship MSCI ESG Research, Bloomberg, and Barclays have with the BMO Asset Management Inc. and any related BMO ETFs.

NASDAQ®, and NASDAQ-100 Index® or NASDAQ-100 Index® Hedged to CAD, are registered trademarks of Nasdaq, Inc. (which with its affiliates is referred to as the “Corporations” in this paragraph) and are licensed for use by BMO Asset Management Inc. BMO ETFs have not been passed on by the Corporations as to their legality or suitability. The BMO ETFs are not issued, endorsed, sold, or promoted by the Corporations. THE CORPORATIONS MAKE NO WARRANTIES AND BEAR NO LIABILITY WITH RESPECT TO THE BMO ETFS.

Standard & Poor’s®, S&P®, and S&P 500® S&P MidCap 400® and S&P Smallcap 600® are registered trademarks of Standard & Poor’s Financial Services LLC (“S&P”); Dow Jones®, Dow Jones Industrial Average®, and DJIA® are registered trademarks of Dow Jones Trademark Holdings LLC (“Dow Jones”); TSX® is a registered trademark of TSX, Inc. (“TSX”); BNY Mellon® is a registered trademark of The Bank of New York Mellon (“BNY”), and Brookfield® is a registered trademark of Brookfield Office Properties Inc. and/or its affiliates (“Brookfield”). These trademarks have been licensed to S&P Dow Jones Indices LLC and/or its affiliates and have been sublicensed for use by the BMO Asset Management Inc. in connection with certain BMO ETFs. BMO ETF(s) are sponsored, endorsed, sold or promoted by S&P, Dow Jones, TSX, BNY, Brookfield or their respective affiliates and S&P, Dow Jones, TSX, BNY, Brookfield and their affiliates make no representation regarding the advisability of trading or investing in BMO ETFs.

BMO ETFs are not sponsored, promoted, sold or supported in any other manner by Solactive AG nor does Solactive AG offer any express or implicit guarantee or assurance either with regard to the results of using the Solactive index and/or Solactive index trademark or the Solactive index price at any time or in any other respect.

Morningstar and Morningstar Rating™

This website and materials may reference Morningstar Rating™ for funds, or “star rating”, which is calculated for managed products (including mutual funds, variable annuity and variable life subaccounts, exchange-traded funds, closed-end funds, and separate accounts) with at least a three-year history. Ratings are subject to change monthly. Exchange-traded funds and open-ended mutual funds are considered a single population for comparative purposes. It is calculated based on a Morningstar Risk-Adjusted Return measure that accounts for variation in a managed product’s monthly excess performance, placing more emphasis on downward variations and rewarding consistent performance. The top 10% of products in each product category receive 5 stars, the next 22.5% receive 4 stars, the next 35% receive 3 stars, the next 22.5% receive 2 stars, and the bottom 10% receive 1 star. For more details on the calculation of Morningstar star ratings or quartile rankings, please see www.morningstar.ca. © Copyright 2021 Morningstar, Inc.

Governing Law and Jurisdiction

Except where prohibited by the laws of your jurisdiction, the laws of the Province of Ontario and the laws of Canada applicable therein govern all visits, content, and use of the website, as well as these terms and conditions. You also agree that the courts of the Province of Ontario have authority to resolve any dispute arising from your use of this website or any information on it.

Severability and Modification

Any part of these terms and conditions found to be unlawful, void, or unenforceable shall be modified to the extent necessary to make it enforceable. If it cannot be modified, then it shall be removed from these terms and conditions without affecting our ability to rely on the remaining provisions.

In the event of a conflict between these terms and conditions and any applicable agreement between us, the applicable agreement will prevail.

These terms and conditions are to be read together with any terms, conditions, or disclaimers provided on this website or referenced as supplementing these terms and conditions.

General Queries

For more information on BMO ETFs, please contact either your investment advisor or www.bmoetfs.com.